Who can participate?
If you are
- a bank that implements the NextGenPSD2 Framework
- an association or payment scheme that wants to support its banks in implementing the NextGenPSD2 Framework
- an interbank processor in SEPA that implements the NextGenPSD2 Framework for its customers
and you are interested in participating to NISP, then please contact us. The NISP activities are financed on the basis of a ‘cost recovery, user pays’ principle.
NISP Anti-Trust Guidelines and Proper Conduct Rules
- NISP meetings (including conference calls, contacts with third parties) are only attended for the above-mentioned purpose and are not intended to discuss or share commercially sensitive, strategic or competitive information, or any other non-public/confidential information that would infringe or give the appearance of infringing competition / anti-trust rules or can be perceived as collusive behaviour in any form whatsoever. In practice this means that exchange of information on prices, sales volumes, costs, business plans, allocation of markets / customers, exclusion of (potential) competitors, limitation of services, technical developments or investments, should be avoided. However, exchange of information which is general and non-strategic and needed to promote innovation and / or security is permitted.
- At the beginning of each meeting, participants are reminded to observe and obey anti-trust laws in general and the NISP Anti-Trust Guidelines and Proper Conduct Rules in specific. Recordings of meetings shall accurately reflect what was discussed and shall at least contain a statement that participants have been reminded of their responsibility to observe and obey anti-trust laws in general and the NISP Anti-Trust Guidelines and Proper Conduct Rules in specific.
- Prior to each meeting, a written meeting agenda will be prepared and issued at least one week in advance of each meeting. The content of the meeting agenda must be clear, precise and respect the terms of the invitation to attend.
- Discussions during meetings should be limited to agenda topics.
- Minutes of each meeting, or a summary of the principle conclusions is approved by the participants (using any means necessary : at the next meeting, by email, etc.) and archived afterwards.
- The NISP Secretariat must ensure that issues which are susceptible to raise questions regarding competitive practices are not listed on the meeting agenda or are not being discussed during meetings.
- Discussions, decisions, instructions, recommendations or any other action taken by NISP participants shall be taken strictly in accordance with competition law and shall not be construed to have either the object or effect of leading to anti-competitive restrictive practices.